Gross rental yield is annual rent divided by purchase price. Net yield subtracts costs such as property tax, maintenance, agent fees and vacancy. Residential yields in Singapore are typically low single digits †, so total return depends heavily on price changes and financing costs.
† marks a figure we have not confirmed yet. Check the official source before relying on it.
Calculating yield
Gross yield = (monthly rent × 12) ÷ price. Net yield = (annual rent − annual costs) ÷ price. Use the calculator.
Costs
- Property tax and maintenance fees
- Agent commission and vacancy periods
- Repairs and furnishing
- Mortgage interest, if financed
- Stamp duty including ABSD for additional homes
Risks
Prices can fall, rents can drop, and cooling measures can change. Do not invest more than you can hold through a downturn. This is general information, not advice.
Sources to check
Frequently asked questions
What is a good rental yield in Singapore?
There is no fixed answer. Compare the net yield against your mortgage rate and against the risk of price falls †.