Short answer
Enter the price, downpayment, interest rate and tenure to get your monthly repayment. Banks cap loans using TDSR (55% of income) and tenure limits, so check how much you can borrow separately.
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Notes
- The default rate is an example, not a quote. Floating rates move.
- For HDB loans and private loans, loan-to-value and tenure limits differ.
- Bank loan tenure is capped at 35 years for private homes and 30 years for HDB flats. A tenure beyond 30 years (25 for HDB flats), or a loan that runs past age 65, lowers the maximum loan-to-value by 20 percentage points.
Sources to check
Frequently asked questions
How is a Singapore mortgage repayment calculated?
It is a standard amortising loan: a fixed monthly payment covering interest and principal, based on loan size, rate and tenure.