Short answer
Singapore offers income-tiered grants including the Enhanced CPF Housing Grant (EHG) for BTO and resale, the CPF Housing Grant for resale and ECs, and the Proximity Housing Grant for buying near parents or children. Amounts and income tiers change, so confirm with HDB and CPF Board before you plan.
Main grants
- Enhanced CPF Housing Grant (EHG): income-based, for first-timer families and singles.
- CPF Housing Grant (resale): for resale flats, with family and singles tiers.
- CPF Housing Grant (EC): up to S$30,000 for first-timer EC buyers.
- Proximity Housing Grant: for buyers who live with or near parents or married children.
- Step-Up CPF Housing Grant: S$15,000 for second-timer families moving up from a subsidised 2-room flat in a non-mature estate, or from public rental, to a 2-room Flexi or 3-room flat in a non-mature estate. Check HDB for the current conditions.
How to find yours
Your HFE letter shows the grants you qualify for based on income and household. Apply for one before you commit to a flat.
Sources to check
Frequently asked questions
Can I get both EHG and a resale grant?
Grants depend on the flat type and your household. The HFE letter lists the grants you qualify for.